Our staff, with more than 40 years of combined experience, offers housing counseling on the following topics:

Affordable housing opportunities…
Budget planning and preparation…
Credit reports and repair…
Downpayment assistance…
Education; Extended Counseling…
Fair housing laws; Financial Literacy…
Government housing programs…
Homeownership; Hazard insurance…
Income requirements…
Jargon used in real estate…
Knowledgeable professionals…
Loan origination; Loss Mitigation…
Mortgage products; Mortgage Defaults…
Neighborhood associations…
Opportunities for housing assistance…
Predatory Lending…
Qualifying ratios…
Rental readiness, Reverse Mortgages…
Sustainability; Sweat equity…
Tax credits…
Underwriting guidelines…
VA, FHA, THDA & other loans…
Weatherization
X (unknown housing factors)…
Yard care…
Zoning ordinances, etc.